Need a mortgage? Speaking to a mortgage adviser is key

With interest rates on different kinds of mortgage deals currently pulling in different directions, the mortgage landscape is arguably even more complicated than a few months back.

As the Bank of England base rate has been hiked for a third time since October 2022, to rates not seen since 2008, the gap between best tracker and fixed rate mortgages has narrowed. We are even seeing that many longer-term fixed rates are actually ‘cheaper’ than shorter term fixed rates right now. 

According to Martin Lewis of Money Saving Expert, if you are looking for a mortgage, speaking to a mortgage adviser is vital.

So how can we help you?

Contacting us at the beginning of your mortgage journey – whether looking for a mortgage for your first home or re-mortgaging - can save you time and money. We advise on all aspects of secured lending, from first time buyers to portfolio landlords, and everything in between.

We have access to an extensive range of mortgage providers and using our industry knowledge can we advise you on the best possible rates available and provide guidance on which lenders are more likely to accept you based on your personal circumstances.

We’ll be able to advise whether it is best to re-mortgage or stick with your existing lender and take a new deal with them (known as a ‘product transfer’).

Contact us to find out more

We pride ourselves on developing long term relationships with our clients, not just one-off transactions, so please contact us to discuss your enquiry in more detail.

Although every effort has been made to ensure that the information provided in this article is accurate and correct, the information provided does not constitute any form of financial advice. We recommend that you take financial advice before making any financial decisions.